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Dennistradamus
Forecasts and Predictions
Many
of us may feel that we are currently on the deck of the Titanic. The ship has
lulled us into a false sense of security of wealth and prosperity. The lower
decks are filled with the working poor. We are all headed for the same icebergs.
We are all on this journey together –we can’t get off. Together we must change
our course.
Recession starts the 4th
quarter of 2007 due to housing bubble, sub-prime loans, gas prices
and the trade and budget deficits careening out of control in the US. This
recession carries all the way through 2008 ending in 2009.
The Bush administration’s final days were counted down
throughout the world like the ball dropping from Time Square on New Years Eve.
As the days got closer President Bush-bashing parties were abound. It was like
the end of Hoover’s administration and President Roosevelt was riding in. There
was even a reenactment of Bushvilles on the same grounds as the original
Hoovervilles near the White House. The colleges vying for President Bush’s
library stated that due to budget constraints they needed to bow out of
contention. President Bush’s poll numbers dropped to an all time low of just
11%. Not only did President Bush take down his own administration but also the
Republican Party became the minority party for years to come. In 2008 the
Republicans in power foresaw the writing on the wall and turned away from the
Bush administration during his final year in office but it did not save them
from losing many seats in 2008.
The election of President Barak Obama in 2008
The nation and the world thirsts and hungers for truth, vision,
and leadership. After winning the nomination in his acceptance speech President
Obama challenges the electorate. “Don’t just send me to Washington. I need some
navigators and lookouts to help me get our great country on track. Vote not only
for me but also for all my fellow democratic nominees. Some of these course
corrections may seem severe; however look farther than yourself. Look into the
eyes of your children, grandchildren and beyond. One person cannot steer us from
the dangers that are imminent. Leave your fears behind and envision a new
beginning, a New World.” The world stops to hear his inaugural speech. It is the
most watched event to date. Possible excerpts from his speech: “ Mankind is
currently aboard the Titanic.” The crowd moans – he raises his hands and says “
It’s ok, it’s ok. The captain of the ill-fated Titanic did not listen to the
advice of his experts. Instead he charged full steam ahead into dangerous
waters. The previous administration has taken us into similar perilous waters
such as charging into Iraq without a plan, deficit spending, ignoring problems
concerning healthcare, energy, social security, Medicare and even dismissed
global warming. One of my first acts will be a thoughtful pull out of forces
occupying Iraq. I pledge to listen to the leading economists, scientists and
scholars on the approaching icebergs ahead for our country and the world. I am
not fearful of having learned people working with me in this administration. I
welcome them. One man may captain a ship but all of us traveling together have a
part to play in the survival and flourishing of the human race. For the
children, as students your part is to engage and immerse yourselves in the
humanities, math and sciences. You could be the one to discover the next cure or
a new energy source and even be the captain of this ship in the future.
Remember, if a man named Barak Obama has the audacity to dream and the
opportunity and privilege to serve our great nation you too can realize your
hopes and dreams.”
Foreclosures have already become rampant
This trend continues for the next few years until we hit bottom
in 2011. Banks and mortgage companies flooded with foreclosures start offering
some of the homeowners new creative programs to keep them to continue paying
their loans. The McCastle to McNugget program allows the homeowners to continue
to live in part of their home. The remaining space is converted into apartment(s),
which the loan holders rent or sell to help cover their investment costs. The
current owner must pay their mortgage on time for 3 years before they are able
to sell their unit. Most new home development is limited to less than 1500
square feet of living space. When our government begins the practice of living
within its means and eliminates deficit spending, the example is clear to all of
us.
Property Tax Freeze Bill of 2009
Due to the high amount of foreclosures the government freezes
homeowners’ property taxes to 2005 levels to help reduce the cost of owning a
home plus forces the reduction of our use of natural resources. The local
governments were heavily taxing our homes through property taxes. They needed
the revenue to run our local government operations.
Tax me for what I use not for what I own.
Cities are only able to increase our bills for natural
resources. As the costs of these items increase residents begin to conserve
them. Our five year goal is to reduce our per person usage of limited resources
by 50 percent. Programs and new technologies will help us reach our goals. The
news is full of cities that are running low on natural resources needed to
function. These natural resources are water, natural gas, electricity, and
removal of trash. On one hand our city and municipal government wants us to use
our water because it is a revenue center but on the other hand when a drought
occurs, the city creates watering restrictions and/or bans certain watering
activities. This Bill forces us to have a long-term water reduction program to
help us conserve our limited water resources. Note: We are all down stream from
someone. If we abuse water, those down stream does not have the needed water to
live. This can easily be said about all of the other limited resources that we
use daily. Part of the Bill allows cities and states to charge a premium for the
natural resources. Many of the states setup two tiered pricing for natural
resources. Example: The first 100 gallons of water per household is charged at a
low rate, but the remaining gallons of water are at a premium rate.
“If the bee disappeared off the surface of the globe then man
would
only have four years left. No more bees, no more pollination,
no more
plants, no more animals, no more man.” Albert Einstein
The mystery of the missing bees in North America is revealed?
In the next year or two a whistle-blower from one of the 20
multinational corporations that dominate the food trade comes forward. The
whistle blower is so secret that even congress does not know her name. She
states that genetically engineered agriculture may have caused the bees to be
missing. The real problem is we can’t put the genie back in the bottle. It is
now part of our environment. The only thing we can do is to hope that the bees
can adapt to their new environment. USA stops any new genetic engineered
agriculture from being introduced into the environment. We import bees from
other nations to help us pollinate our crops. The bees’ population starts to
increase again by 2012 in North America. Other countries ban genetically
engineered agriculture and North American bees from entering their county.
Health care in the USA is forced to change
Due to spiraling out of control health care costs employers will
be responsible for CCB’s –cuts – colds — and breaks. The employer pays a base
rate for each employee and employees’ contributions are based upon their risk
factors. Smoking, obesity, and drug and alcohol abuse for example, results in
higher premiums to those employees. Premiums are reevaluated every six months. A
national one percent health tax on consumer goods is earmarked for major medical
needs. Limitations are placed on a maximum payment per person and restrictions
are made on operations and procedures based on age and outcome. Example: A 98
year-old person will not be considered for a quadruple bypass. There are limited
dollars.
Public lands used to help private Americans
The green spaces of cities are utilized as more than chemically
fertilized areas to look at as we drive by. Areas are designated for community
gardens, which are composted and maintained by local communities and grade
schools. This extends beyond individual communities to city, county, state and
national parks on a bigger scale. Later in this guide we will speak about a
vision of redesigning Hoffman Hills State Park as our example. 30 percent of
food grown in these public areas rightfully belong to the food shelves. “Seeds
for those in Need” – food pantries provide individuals seeds, starter plants,
soil, compost and use of a tiller. In return 30 percent comes back to the
nearest food pantry. This encourages people to nurture the land and their
relationships with fellow neighbors. As cities, counties and national park
budgets are reduced the result is individual communities take ownership and
pride in maintaining their local public lands and waterways.
The coming economic storm of 2010
Recession of 2007-2009 was only the tip of the iceberg. China’s
stock market crashed late in 2009 after the Olympics. Some feel that China woke
up and realized their resources —both human and natural were being traded for
USA’s IOU’s (treasury bills). China started selling off their T-bills at 90% of
their value. This caused the US dollar’s value to plummet. Due to the drop
hyperinflation on imported goods and our ability to run deficits came to a
screeching halt. Within a year major commodities were changed from the dollar
standard to the Euro. This prompted the price of gas to jump to over $7/gallon.
Due to the high price of gasoline airlines revise their
ticket sales.
Tickets are purchased with price range dependent on occupancy of
your flight. Airlines start utilizing and retrofitting smaller planes for fuel
economy. The old prop planes are dug out of storage.
The high price of gas affects all corners of our nation
US Post Office only delivers U.S. Mail on Monday, Wednesday, and
Friday. Schools operate on a four-day week. More workers are offered 4-day
workweeks and staggered shifts.
The return of the big SUVs in 2010
This is not the SUV return the big three American automakers had
prayed for. This is the last thing the banks and dealers wanted to happen. The
cost of gas makes trade-in values of the big SUV almost zero. Auto loans are
normally tied to the car. If you do not make your car loan, your car is taken
back by the bank or the dealer who wrote you the loan. SUV owners find
themselves upside down in the SUV loans with only one option. Return the SUV
back to the bank or dealer and purchase a small car for their transportation
needs. Banks and dealerships flooded with returning SUVs need to move fast to
move the SUVs off their books or persuade the SUV owners to keep their cars. A
big car conversion kits was developed. The kits sell for around $1500 to $3000
each. The SUV will get an electric motor with batteries that can be charged by
plugging in or driving the car. They also install a cylinder reduction kit that
with the flip of a switch by the dashboard turns an eight-cylinder SUV into a
four-cylinder engine. The conversion doubles the mpg of the SUVs.
Diamond Bill of 2010
The Diamond lanes are the mirage of the freeway system. They
were built to reward drivers with two passengers per car called carpooling. But
79 % of us travel to and from work by ourselves. The bill allows small (diamond)
cars with one passenger that averages 35-mpg or more to drive in the diamond
lanes. By moving the small cars into the diamond lanes we all get the following
benefits: We all use less gas because traffic flow increases. The small
(diamond) car owners will get to work in the shortest time. We will be utilizing
the diamond lanes that we already paid taxpayer dollars to build. We will be
promoting fuel economy that will protect the environment, conserve resources for
future generations, reduce oil imports, and save money. Plus the bill allows
mopeds to ride on the shoulders of city interstates and bicycle paths to reduce
the amount of people traveling to work by car. A new group of drivers enter the
roadways called “Xtreme Drivers”. They never go over 60 mph and coast into stop
signs and down hills plus take off slow from a full stop. These “Xtreme Drivers”
make saving gas a sport. They track their mpg on Web sites and proudly post
“Xtreme Driver” bumper stickers on their back bumpers. Automakers even create a
new “Xtreme Driver” button on new cars to help you save gas. When the button is
on, your car will not travel faster than 60 mph plus when you take your foot of
the gas the car safely shifts into neutral, which allows you to coast further. A
premium level “Xtreme Driver” can get over 20 percent higher mpg than a normal
driver.
Pension Reduction Act of 2010
The government is not able to take over pensions that defaulted.
They allow troubled companies to reduce pensions by up to fifty percent, which
includes city, county, state, and federal government sponsored pensions. No one
is spared. What shocks more than the pension reduction is the 401(k) grab-back.
Part of the pension reduction act allows companies in distress to grab-back half
of their committed 401(k) matching funds.
Gaming Reform Act of 2011
The government had designed a new tax in the early 1980’s that
on a percentage basis took much more money from the poorest residents. It is
called the State lottery games. The State run lottery games were designed to
help raise tax revenues for the State. It is a known fact that on a percentage
basis the poorest state residents purchase the majority of the lottery tickets.
We have all been behind someone that purchased a hundred dollars in State
lottery tickets and/or State scratch off tickets. This individual normally does
not appear to be able to afford even one ticket. There is someone more addicted
to the lottery than you or I. Your State can’t live without these tax dollars.
With the China crash of 2010 the poor were gambling more frequently which
increased problems for the State and federal government. Many will say that
people are not forced to play the State lottery games but we hear lottery ads on
TV, radio, and print pushing us to take a chance at millions of easy money. One
dollar could change your life. The reform act goal was not to stop having State
run gambling but reduce the current burden on some of our poorest residents. By
allowing each resident to use only a limited percentage of their income on the
state run lotteries and area casinos, we are evening out the tax burden and
financial strain that we are currently placing on the poor. The technology
already exists to change the gaming programs. Residents who wish to purchase
state lottery tickets or visit a casino are given a special gaming debit card.
Residents will be allowed to purchase a percentage of their last year’s income
divided by the month. Example: Resident makes $20,000 in 2010. If the amount
allowed is 1% of their income, the resident will have up to $16.67 per month to
spend on the lottery or casinos. If short of cash, they could reduce the
transfer or use some or all of the cash on the special debit card for any other
purchase. Note: All State lottery purchases and winnings or casino gambling
would be processed only on the special debit card. People may say, “Why change a
system to prevent a few from abusing it?” Those that abuse the system do not
only hurt themselves. They cause problems for their families and society. Yes,
sales will be reduced by the new system but the state should not be in the
business of hurting the people they are responsible to protect.
Years 2012 through 2017
President Barak Obama was easily reelected in 2012. He tells the
American people the truth. He takes the lead from President Roosevelt’s Fireside
Chats and President Obama has his Weekly Webcast Chats and open press
conferences. He challenges the American citizenry to expect as much if not more
of themselves as they do of their children. Be kind, be inclusive, and mentor
those who may be falling behind, allow all into the discussion and always,
always question authority. 2012 ends with the lights still working just like Y2K
on New Years Eve 2000. It has become instinctive for people to reach out to
their community and beyond. The ME generations have finally matured into
the WE generation.
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